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How to File an Auto Accident Claim In states with no fault your insurance company will pay for the cost of medical treatment and lost wages, regardless of who was at fault for the accident. They'll also want to review documents and gather evidence (photos, witness testimony medical records, and expense reports). The amount you receive depends on the severity of injuries and the amount of expenses. This article will walk you through the steps to making a claim in the event of an auto accident. Report the Accident It's essential to notify a crash with a car as soon as possible. In many states, you'll need make this report to the local police department or county sheriff, state police or Department of Motor Vehicles. If you can, take photos of the scene. This can aid in remembering the accident and for your insurance claim. Photos can be used to illustrate details like skid marks, car damage, weather conditions, and other vital details. You should also collect the information of the other driver, like their name and the insurance company they use. Also, you should request their driver's license as well as their car registration, if they are available. It's also crucial to record your personal account of the accident and what you saw and what transpired. If you don't document the details of what transpired, you could be held accountable for any injuries or damage that later becomes apparent. If you don't inform your insurance company, they may decline to pay for damage that results from the accident. Check your policy or contact your agent to determine if you need to file an accident report. Seek medical attention One of the first things you should do following a car collision is to seek medical attention so that you can be examined for injuries. You can prevent future complications by seeing an expert as soon as possible. This can also help your case when negotiating with the insurer. If possible, it's best to visit a emergency room at a hospital after an accident. Hospitals have access to top-quality surgeons, doctors, and medical supplies. It is often difficult for insurance companies and defense lawyers to minimize the severity of injuries that are treated in hospitals. Injuries in car accidents can vary from minor bruising to serious internal injuries, including traumatic brain injury and paralysis. Even if there aren't any symptoms at first such as pain or stiffness it is crucial to see a doctor. These medical records will be critical evidence in proving your claim that you suffered injuries related to your injury as a result of the crash. Our Denver car accident lawyers will make use of these medical records to construct a strong case showing that the negligence of the driver who was at fault for the crash caused your injuries and that you are entitled to an equitable amount of compensation for your injuries. Take Pictures Take photos of the accident site as soon as you can, ideally prior to police arrive. If you can capture images of the damage to each vehicle from different angles. If you are able to, take close-up photos of vehicles and other evidence (such shattered glasses or airbags that have been deployed). If you aren't able to take close-ups of the vehicles then place an object like a penny in the photo to give it some scale. It is also helpful to shoot photos with and without a flash, as different lighting conditions may reveal details that are not obvious. auto accident attorney deltona is also an excellent idea to document any injuries you may have sustained during the collision. Cuts, bruises and scrapes will fade with time, so the pictures will serve as valuable evidence of your injuries later on. It is also recommended to take pictures of as many other relevant details about the accident as possible (such as street signs, traffic lights and weather conditions as well as road debris) These details can aid in constructing a more precise image of what transpired. Contact Your Insurance Company Contacting your insurance company is essential, whether or not you plan to file a claim due to an auto accident. You may be required to file a claim by your policy, but even if not the case, your lawyer will need records of your losses to support your claim (such as medical bills and repair expenses). In addition to obtaining your vehicle's information and identifying any other drivers involved in the accident Also, you should collect any other pertinent information at the scene, says Luna. You should ask to see the insurance card of the driver who was involved in the accident and make sure you have their name and the address, number, and details about their car insurance (company, policy numbers). If there are witnesses, try to find their names and contact details too. While the last thing you want to do after a car crash is fight with insurance companies It is crucial to remain calm. Any statements you make when you're emotional can be used to your disadvantage later. This is the reason it's best to have an attorney manage negotiations. They can make sure that you don't say anything that could be used against you later. Contact an attorney An experienced attorney can assist you with navigating the insurance company and get an equitable settlement. They will review all of your medical records and bills and work with doctors to determine the totality and the severity of your injuries. If you do not provide them with complete and accurate documents, they won't give you a fair estimate. In addition to seeking compensation for your economic losses, including medical bills and lost wages, you may be entitled to non-economic damages for pain and suffering. If the other driver was found to have acted with gross inattention or recklessness the court can award additional compensation, which is known as punitive damages. You'll need to notify the police if the driver at responsible fled the scene. You can also obtain an original copy of the crash report from the police station or online. This is required to file a no-fault claim or a liability lawsuit. New York has very specific laws that apply to automobile accidents. These rules are best explained by a knowledgeable attorney.